{"id":654,"date":"2023-10-16T14:12:47","date_gmt":"2023-10-16T14:12:47","guid":{"rendered":"https:\/\/groupeafer.com\/?page_id=654"},"modified":"2026-01-12T14:19:08","modified_gmt":"2026-01-12T14:19:08","slug":"automobile","status":"publish","type":"page","link":"https:\/\/groupeafer.com\/en\/automobile\/","title":{"rendered":"Car"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"654\" class=\"elementor elementor-654\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-da6ab64 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"da6ab64\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-cdc501c\" data-id=\"cdc501c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b7935b3 elementor-widget elementor-widget-heading\" data-id=\"b7935b3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 25-10-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Car<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-bd6d41f\" data-id=\"bd6d41f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c8c65dc elementor-align-right elementor-mobile-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"c8c65dc\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/groupeafer.com\/wp-content\/plugins\/elementor\/assets\/css\/widget-icon-list.min.css\">\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/groupeafer.com\/en\/particuliers\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-caret-left\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Return to services<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-779e3e2 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"779e3e2\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 25-10-2023 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#0c0d0e;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider .elementor-divider{display:flex}.elementor-widget-divider .elementor-divider__text{font-size:15px;line-height:1;max-width:95%}.elementor-widget-divider .elementor-divider__element{margin:0 var(--divider-element-spacing);flex-shrink:0}.elementor-widget-divider .elementor-icon{font-size:var(--divider-icon-size)}.elementor-widget-divider .elementor-divider-separator{display:flex;margin:0;direction:ltr}.elementor-widget-divider--view-line_icon .elementor-divider-separator,.elementor-widget-divider--view-line_text .elementor-divider-separator{align-items:center}.elementor-widget-divider--view-line_icon .elementor-divider-separator:after,.elementor-widget-divider--view-line_icon .elementor-divider-separator:before,.elementor-widget-divider--view-line_text .elementor-divider-separator:after,.elementor-widget-divider--view-line_text .elementor-divider-separator:before{display:block;content:\"\";border-bottom:0;flex-grow:1;border-top:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--element-align-left .elementor-divider .elementor-divider-separator>.elementor-divider__svg:first-of-type{flex-grow:0;flex-shrink:100}.elementor-widget-divider--element-align-left .elementor-divider-separator:before{content:none}.elementor-widget-divider--element-align-left .elementor-divider__element{margin-left:0}.elementor-widget-divider--element-align-right .elementor-divider .elementor-divider-separator>.elementor-divider__svg:last-of-type{flex-grow:0;flex-shrink:100}.elementor-widget-divider--element-align-right .elementor-divider-separator:after{content:none}.elementor-widget-divider--element-align-right .elementor-divider__element{margin-right:0}.elementor-widget-divider:not(.elementor-widget-divider--view-line_text):not(.elementor-widget-divider--view-line_icon) .elementor-divider-separator{border-top:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--separator-type-pattern{--divider-border-style:none}.elementor-widget-divider--separator-type-pattern.elementor-widget-divider--view-line .elementor-divider-separator,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:after,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:before,.elementor-widget-divider--separator-type-pattern:not([class*=elementor-widget-divider--view]) .elementor-divider-separator{width:100%;min-height:var(--divider-pattern-height);-webkit-mask-size:var(--divider-pattern-size) 100%;mask-size:var(--divider-pattern-size) 100%;-webkit-mask-repeat:var(--divider-pattern-repeat);mask-repeat:var(--divider-pattern-repeat);background-color:var(--divider-color);-webkit-mask-image:var(--divider-pattern-url);mask-image:var(--divider-pattern-url)}.elementor-widget-divider--no-spacing{--divider-pattern-size:auto}.elementor-widget-divider--bg-round{--divider-pattern-repeat:round}.rtl .elementor-widget-divider .elementor-divider__text{direction:rtl}.e-con-inner>.elementor-widget-divider,.e-con>.elementor-widget-divider{width:var(--container-widget-width,100%);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-42a4aa9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"42a4aa9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b31a3ed\" data-id=\"b31a3ed\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a461ea1 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"a461ea1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 25-10-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>In Quebec, as per automobile insurance regulations, every vehicle owner must carry a minimum of $50,000 in civil liability insurance. However, it's important to note that this $50,000 limit is just a baseline; we recommend consulting with our professionals for personalized advice tailored to your specific needs.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a804db0\" data-id=\"a804db0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8783b4f elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8783b4f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/#entrer-en-contact\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Online submission<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51824f7 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"51824f7\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3cf33c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a3cf33c\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8155366 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8155366\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2b8117a elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2b8117a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0446b65\" data-id=\"0446b65\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f06011c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f06011c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7149c85\" data-id=\"7149c85\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ae7e105 elementor-widget elementor-widget-image\" data-id=\"ae7e105\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 25-10-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"395\" src=\"https:\/\/groupeafer.com\/wp-content\/uploads\/2023\/10\/GroupeAFER_SIte_15.jpg\" class=\"attachment-full size-full wp-image-656\" alt=\"Assurance automobile au Qu\u00e9bec avec groupe afer lt\u00e9e, un acteur majeur des compagnies financi\u00e8res et d&#039;assurance \u00e0 Montr\u00e9al, Qu\u00e9bec, Canada.\" srcset=\"https:\/\/groupeafer.com\/wp-content\/uploads\/2023\/10\/GroupeAFER_SIte_15.jpg 1920w, https:\/\/groupeafer.com\/wp-content\/uploads\/2023\/10\/GroupeAFER_SIte_15-300x62.jpg 300w, https:\/\/groupeafer.com\/wp-content\/uploads\/2023\/10\/GroupeAFER_SIte_15-1024x211.jpg 1024w, https:\/\/groupeafer.com\/wp-content\/uploads\/2023\/10\/GroupeAFER_SIte_15-768x158.jpg 768w, https:\/\/groupeafer.com\/wp-content\/uploads\/2023\/10\/GroupeAFER_SIte_15-1536x316.jpg 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-46112b1 elementor-section-content-middle elementor-hidden-desktop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"46112b1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-cf4bf60\" data-id=\"cf4bf60\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74680f0 elementor-widget elementor-widget-heading\" data-id=\"74680f0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Car insurance<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4d1cfc5\" data-id=\"4d1cfc5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-311c216 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"311c216\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a3f6086 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"a3f6086\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e1c0dff\" data-id=\"e1c0dff\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-df66773 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"df66773\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b889530\" data-id=\"b889530\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dbeb637 elementor-widget elementor-widget-heading\" data-id=\"dbeb637\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Optional part<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0a3414 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"c0a3414\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bdff194 elementor-widget elementor-widget-text-editor\" data-id=\"bdff194\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>In the insurance industry terminology, the non-compulsory section is labeled as Chapter B within the insurance contract. If you are at fault in an accident, you need to have selected coverage that includes damage to your vehicle, ensuring your insurer will cover the associated expenses.<\/p><p>In this section of your contract, you have various options for protection to consider. It's important to make a thoughtful choice, so we recommend reaching out to one of our professionals for guidance.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f12d111 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f12d111\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-25b4686 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"25b4686\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6ff2cc5\" data-id=\"6ff2cc5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-82c07f3 elementor-widget elementor-widget-text-editor\" data-id=\"82c07f3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>Additional protections<\/h2>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-68415e3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"68415e3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a2be4a3\" data-id=\"a2be4a3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b258e8a elementor-widget elementor-widget-text-editor\" data-id=\"b258e8a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u2022 \u201cDeprivation of use\u201d vehicle rental insurance<br \/>\u2022 Personal insurance<br \/>\u2022 Replacement value insurance or replacement guarantee<br \/>\u2022 Insurance for borrowed or rented vehicles.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c28c531 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"c28c531\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9e5ddb4\" data-id=\"9e5ddb4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9d89578 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9d89578\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-9d03eb3\" data-id=\"9d03eb3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0becfb8 elementor-widget elementor-widget-heading\" data-id=\"0becfb8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our insurers offer packages that include several advantages:<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98dd18c elementor-widget elementor-widget-text-editor\" data-id=\"98dd18c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>No deductible in the case of a hit and run.<\/li><li>No deductible in the event of a \"total loss.\"<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0f27f3 elementor-widget elementor-widget-heading\" data-id=\"a0f27f3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Combine your insurance!<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16d6e3f elementor-widget elementor-widget-text-editor\" data-id=\"16d6e3f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>If, like many individuals, you find yourself paying for both car and home insurance, why not consider combining the two? This approach would enable you to enjoy additional benefits and discounts, with a unified deductible in the event of a claim for both auto and home, simplifying the process.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a28ce29 elementor-widget elementor-widget-heading\" data-id=\"a28ce29\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Any changes? Please keep us informed!<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aba8df6 elementor-widget elementor-widget-text-editor\" data-id=\"aba8df6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>To ensure you consistently receive the best possible protection, please keep us updated on your current situation.<\/p><p><strong>So, for example, it is important to notify us if:<\/strong><\/p><ul><li>You move<\/li><li>Your professional situation changes (new job, important promotion, etc.)<\/li><li>The distance between your home and your workplace is changing<\/li><li>You use \u2013 or no longer use \u2013 a vehicle for your work<\/li><li>You use a vehicle outside Quebec<\/li><li>A new driver uses your vehicle<\/li><li>Your marital status has changed<\/li><\/ul><p>\u00a0<\/p><p><strong>Also notify us if:<\/strong><\/p><ul><li style=\"list-style-type: none;\"><ul><li>You make modifications to your vehicle<\/li><li>You have equipment installed that changes its value or performance<\/li><li>You install \u2013 or deactivate \u2013 a tracking system<\/li><li>You have an intensive marking system installed<\/li><li>You either store a vehicle or, conversely, return to the road after storage.<\/li><li>You, as the vehicle's driver, have been found guilty of a traffic offense or have had your license suspended.<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4da0e84 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4da0e84\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-491f7e7\" data-id=\"491f7e7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4cd4889 elementor-widget elementor-widget-html\" data-id=\"4cd4889\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<script type=\"application\/ld+json\">\r\n{\r\n  \"@context\": \"https:\/\/schema.org\/\",\r\n  \"@type\": \"Article\",\r\n  \"mainEntityOfPage\": {\r\n    \"@type\": \"WebPage\",\r\n    \"@id\": \"https:\/\/www.groupeafer.com\/automobile\/\"\r\n  },\r\n  \"headline\": \"Particuliers | Automobile | Groupe Afer | Canada\",\r\n  \"description\": \"Profitez de notre expertise pour tous vos besoins en mati\u00e8re d'automobile . Des services de qualit\u00e9, fiables et professionnels vous sont offerts. Contactez-nous .\",\r\n  \"image\": {\r\n    \"@type\": \"ImageObject\",\r\n    \"url\": \"http:\/\/groupeafer.com\/wp-content\/uploads\/2023\/10\/batiment_vacanT.jpg\",\r\n    \"width\": \"\",\r\n    \"height\": \"\"\r\n  },\r\n  \"author\": {\r\n    \"@type\": \"Organization\",\r\n    \"name\": \"Le Groupe Afer Lt\u00e9e\",\r\n    \"url\":\"https:\/\/www.groupeafer.com\/\"\r\n  },\r\n  \"publisher\": {\r\n    \"@type\": \"Organization\",\r\n    \"name\": \"Le Groupe Afer Lt\u00e9e\",\r\n    \"logo\": {\r\n      \"@type\": \"ImageObject\",\r\n      \"url\": \"http:\/\/groupeafer.com\/wp-content\/uploads\/2023\/10\/logo-groupe-afer-e1696930586116.png\",\r\n      \"width\": \"\",\r\n      \"height\": \"\"\r\n    }\r\n  },\r\n  \"datePublished\": \"2023-10-13\"\r\n}\r\n<\/script>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Automobile Retour aux services Selon la loi de l&rsquo;assurance automobile au Qu\u00e9bec, chaque propri\u00e9taire de v\u00e9hicule est tenu de poss\u00e9der une assurance responsabilit\u00e9 civile d&rsquo;au moins 50 000 $. Cette limite de 50 000$ n\u2019est qu\u2019un minimum, laissez nos professionnels vous conseiller. Soumission en ligne L\u2019assurance automobile Partie optionnelle Dans le jargon des assureurs, la [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-654","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Assurance automobile au Qu\u00e9bec | Groupe AFER<\/title>\n<meta name=\"description\" content=\"Obtenez une assurance automobile adapt\u00e9e \u00e0 vos besoins au Qu\u00e9bec. Groupe AFER vous conseille sur les protections et \u00e9conomies possibles.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/groupeafer.com\/en\/automobile\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance automobile au Qu\u00e9bec | Groupe AFER\" \/>\n<meta property=\"og:description\" content=\"Obtenez une assurance automobile adapt\u00e9e \u00e0 vos besoins au Qu\u00e9bec. Groupe AFER vous conseille sur les protections et \u00e9conomies possibles.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/groupeafer.com\/en\/automobile\/\" \/>\n<meta property=\"og:site_name\" content=\"Groupe Afer\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-12T14:19:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/groupeafer.com\/wp-content\/uploads\/2023\/10\/GroupeAFER_SIte_15.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"395\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/groupeafer.com\/automobile\/\",\"url\":\"https:\/\/groupeafer.com\/automobile\/\",\"name\":\"Assurance automobile au Qu\u00e9bec | Groupe AFER\",\"isPartOf\":{\"@id\":\"https:\/\/groupeafer.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/groupeafer.com\/automobile\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/groupeafer.com\/automobile\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/groupeafer.com\/wp-content\/uploads\/2023\/10\/GroupeAFER_SIte_15.jpg\",\"datePublished\":\"2023-10-16T14:12:47+00:00\",\"dateModified\":\"2026-01-12T14:19:08+00:00\",\"description\":\"Obtenez une assurance automobile adapt\u00e9e \u00e0 vos besoins au Qu\u00e9bec. Groupe AFER vous conseille sur les protections et \u00e9conomies possibles.\",\"breadcrumb\":{\"@id\":\"https:\/\/groupeafer.com\/automobile\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/groupeafer.com\/automobile\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/groupeafer.com\/automobile\/#primaryimage\",\"url\":\"https:\/\/groupeafer.com\/wp-content\/uploads\/2023\/10\/GroupeAFER_SIte_15.jpg\",\"contentUrl\":\"https:\/\/groupeafer.com\/wp-content\/uploads\/2023\/10\/GroupeAFER_SIte_15.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/groupeafer.com\/automobile\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/groupeafer.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Automobile\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/groupeafer.com\/#website\",\"url\":\"https:\/\/groupeafer.com\/\",\"name\":\"Groupe Afer\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/groupeafer.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Assurance automobile au Qu\u00e9bec | Groupe AFER","description":"Obtenez une assurance automobile adapt\u00e9e \u00e0 vos besoins au Qu\u00e9bec. Groupe AFER vous conseille sur les protections et \u00e9conomies possibles.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/groupeafer.com\/en\/automobile\/","og_locale":"en_US","og_type":"article","og_title":"Assurance automobile au Qu\u00e9bec | Groupe AFER","og_description":"Obtenez une assurance automobile adapt\u00e9e \u00e0 vos besoins au Qu\u00e9bec. Groupe AFER vous conseille sur les protections et \u00e9conomies possibles.","og_url":"https:\/\/groupeafer.com\/en\/automobile\/","og_site_name":"Groupe Afer","article_modified_time":"2026-01-12T14:19:08+00:00","og_image":[{"width":1920,"height":395,"url":"https:\/\/groupeafer.com\/wp-content\/uploads\/2023\/10\/GroupeAFER_SIte_15.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/groupeafer.com\/automobile\/","url":"https:\/\/groupeafer.com\/automobile\/","name":"Assurance automobile au Qu\u00e9bec | Groupe AFER","isPartOf":{"@id":"https:\/\/groupeafer.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/groupeafer.com\/automobile\/#primaryimage"},"image":{"@id":"https:\/\/groupeafer.com\/automobile\/#primaryimage"},"thumbnailUrl":"https:\/\/groupeafer.com\/wp-content\/uploads\/2023\/10\/GroupeAFER_SIte_15.jpg","datePublished":"2023-10-16T14:12:47+00:00","dateModified":"2026-01-12T14:19:08+00:00","description":"Obtenez une assurance automobile adapt\u00e9e \u00e0 vos besoins au Qu\u00e9bec. Groupe AFER vous conseille sur les protections et \u00e9conomies possibles.","breadcrumb":{"@id":"https:\/\/groupeafer.com\/automobile\/#breadcrumb"},"inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/groupeafer.com\/automobile\/"]}]},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/groupeafer.com\/automobile\/#primaryimage","url":"https:\/\/groupeafer.com\/wp-content\/uploads\/2023\/10\/GroupeAFER_SIte_15.jpg","contentUrl":"https:\/\/groupeafer.com\/wp-content\/uploads\/2023\/10\/GroupeAFER_SIte_15.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/groupeafer.com\/automobile\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/groupeafer.com\/"},{"@type":"ListItem","position":2,"name":"Automobile"}]},{"@type":"WebSite","@id":"https:\/\/groupeafer.com\/#website","url":"https:\/\/groupeafer.com\/","name":"Groupe Afer","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/groupeafer.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"}]}},"_links":{"self":[{"href":"https:\/\/groupeafer.com\/en\/wp-json\/wp\/v2\/pages\/654","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/groupeafer.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/groupeafer.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/groupeafer.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/groupeafer.com\/en\/wp-json\/wp\/v2\/comments?post=654"}],"version-history":[{"count":62,"href":"https:\/\/groupeafer.com\/en\/wp-json\/wp\/v2\/pages\/654\/revisions"}],"predecessor-version":[{"id":2099,"href":"https:\/\/groupeafer.com\/en\/wp-json\/wp\/v2\/pages\/654\/revisions\/2099"}],"wp:attachment":[{"href":"https:\/\/groupeafer.com\/en\/wp-json\/wp\/v2\/media?parent=654"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}