Who are we?
Insuring your business is not a choice; it should be an integral part of your business plan. You put in considerable effort to achieve success in your business ventures, and thus, you merit the finest available protection. The AFER Group Ltd. collaborates with Canada's leading financial and insurance institutions to provide you with competitive prices for top-notch coverage. We deliver tailored products and services, regardless of your industry. With our extensive experience, we can effectively identify all the risks you face, offer suitable protection, and negotiate the most favorable premium from our multiple insurers on your behalf.
Our team
Our mission
We aim to safeguard the dreams, aspirations, and financial assets of our clients while ensuring a reasonable level of profitability.
Provide a top-tier, professional service tailored to meet the unique requirements of our customers. Support and guide our clients in identifying their needs.
Supply our clients with efficient tools to enhance risk management and aid in lowering the overall cost of risk.
Since every complaint comes with its own degree of stress, it is vital for us to support, comprehend, and aid our customers in their endeavors.
Cultivate diligent and detail-oriented employees who can promptly and professionally address customer requests.
Allow our customers to benefit from our business network.
Fields of expertise
- Agri-food / Food and beverage processing and distribution
- Apartment blocks
- Co-ownership
- Property management
- Garages of all kinds
- Construction
- Transportation
- Information technology, multimedia
- Real estate development
- Industrial and manufacturing sectors
- Hospitality sector
- Marine
- Retail and distribution
- Wholesaler
- Sale of new or used automobiles
- Professionals of all kinds
- Restoration
- Services
- Telecommunications
- Associations
- Wind turbine industry
- And numerous others.
Our services
Insurance
The AFER Group Ltd. offers you products tailored to your needs, regardless of your sector of activity. Products that look like you and are just as unique as you!
We offer a full range of insurance products as well as risk management and control services for businesses in all sectors.
Surety bond
A surety bond is not an insurance policy; instead, it functions as a credit instrument. Its purpose is to shield the beneficiary from the non-fulfillment of an obligation undertaken by the principal debtor.
The construction sector is the industry where surety bonds are most commonly used. The surety assures the owner or project manager that the contractor will carry out the contracted work. A financial guarantee is offered, and the surety will provide it if the contractor fails to meet their commitment.
Benefits :
- Replaces cash as collateral
- Represents a good guarantee of execution of a contract
- Allows you to select contractors
- Protects the owner
- Promotes healthy competition
Risk management
Today's fiercely competitive market requires expert advice and services that adhere to the highest quality standards. We dedicate all our efforts to meet our customers' needs and achieve new levels of excellence. Your interests are at the core of our daily operations.
We are a company that wants to find innovative solutions for risk management. Indeed, we believe that it is better to find solutions before a disaster occurs rather than after.
Our task involves creating and implementing risk management solutions that help reduce the overall cost of risk, all while considering your business objectives.
Our areas of expertise:
Property and Business Loss Insurance
Tort Insurance
Liability Insurance
Equipment breakdown insurance
Car insurance
Miscellaneous Insurance
Advice, Information and Submission
Tips and other information
Each business has unique requirements. We encourage you to share yours with us by giving us a call or completing our online submission form.
Want to learn more? Feel free to get in touch with us. We'll be delighted to address your inquiries and offer valuable guidance.
Our perspective on long-term risk management:
• We are committed to assisting you in establishing a long-term program to mitigate risks and safeguard both your business and personal assets.
• We are dedicated to collaborating with you to decrease the overall cost of your risks (comprising transfer costs to insurers, claim deductibles, self-insured risks, and administrative expenses), leading to enhanced profitability.
Our values
We are faithful to six fundamental principles:
- The promise of excellence
- The ability to properly analyze and identify customer needs
- Customer focus
- A high sense of professional ethics
- Qualified and attentive staff
- Strategies, actions and initiatives personalized according to our clients
Benefits
- One stop shop for all your insurance needs
- Commercial insurance specialist
- Diverse clientele
- Qualified staff who understand you
- Multidisciplinary teams of professionals are trained to accurately identify, prevent, assess, and manage risks, and subsequently transfer them to the insurance market.
Why the AFER Group?
Why the AFER Group? Because we are THE brokers for your business!
For 40 years, we have been committed to:
offer you the services of professional and passionate people, endowed with recognized experience, our team possesses the ability to accurately analyze and identify needs while upholding a high professional standard of ethics. We implement personalized strategies, actions, and initiatives accordingly.
carefully analyze and identify your needs To promptly and professionally meet all your requirements and provide innovative solutions that will satisfy you.
showing empathy and comprehend the dynamics and risks associated with your business, your operations, and their effects on your business and financial matters.
let you benefit from our CRR PLATFORM unique solutions that will enable you to more effectively identify and comprehend the diverse risks associated with your operations, while considering your capital, the human factor, your technological infrastructure, your assets, and your liabilities.
offer youinnovative solutionsthat will allow you to reduce total costs in the long term and have a direct effect on your profits.
present you with a vision focused on results and teamwork.
offer you an exceptional business relationship Founded on respectful relationships that stem from robust bonds of trust, effective and collaborative communication, and attentive listening.
let you benefit from our know-how to set up programs, implement them quickly, issue the necessary documentation and carry out follow-ups.
use our capabilities and skills, to participate in the education and information of your key personnel regarding the understanding of risks, the market and prevention which is part of our “Platform Single CRR”.
Commit ourselves to ensuring your satisfaction.
How do we see our role?
Notre modèle d’affaires est basé sur trois facteurs : la relation que nous avons avec notre clientèle, les services à valeur ajoutée que nous vous offrons, ainsi que la vision que nous avons de la Gestion des risques à long terme.
The relationship
- Our business model is built on three key elements: our customer relationships, the value-added services we provide, and our vision for long-term risk management.
- Creating and overseeing a comprehensive, ongoing risk management strategy.
- Setting up our service team
Value-added services
- AFER has introduced distinctive value-added services through collaboration with our trusted advisors and industry experts.
- As a member of our Risk Reduction System, you inherently gain from the value of our dedication.
- We continually seek new services in the market to enhance our advisory capabilities for your benefit.