Garages and commercial automobiles
At Le Groupe AFER Ltée, our expertise extends to providing coverage for various types of commercial vehicles, fleets, garages, and trucking operations. In truth, any wheeled vehicle can benefit from our knowledge and experience as an insurance broker!
Véhicules commerciaux
Commercial auto insurance is essential for all businesses that rely on vehicles for their operations. If your business either owns or leases multiple commercial vehicles, it might be more practical to insure them all under a single fleet policy, simplifying the renewal process with one common date. If your business involves transporting goods, it's crucial to safeguard both your cargo and your vehicles.
As an entrepreneur, your time is precious. The AFER Group takes the initiative to search for the best value, saving you time and money. We'll assist you in managing your fleet. By partnering with us, you can allocate your time to profitable endeavors that will drive the growth of your business.
No matter the type of vehicle you need to insure, you have the flexibility to select from various levels of protection.
- payment of customs duties and federal and provincial taxes;
- compliance with business requirements and tax laws.
Bond – Canada Customs: You may need this type of bond if your business must provide financial security to the Canada Border Services Agency (CBSA) or the Canada Revenue Agency (CRA) before transport, import or export goods. This bond guarantees that you will comply with the laws and regulations that apply to your activities.
Excise Bond: You will need an excise bond if your business necessitates a license to operate as a tobacco or alcohol retailer. You might also be required to substitute your existing security with a bond.
Our professionals can provide you with the appropriate insurance coverage and necessary endorsements to ensure comprehensive protection.
Garage insurance
For services such as a garage, vehicle sales, body shop, service station, or any garage type, our professionals can provide innovative, customized solutions based on your specific needs.
This type of coverage is designed for not only repair, sales, or cosmetic garages but also for hotels offering valet services, car wash facilities, tow truck operators, as well as new or used vehicle dealers.
Managing your file
Our expert brokers can provide advice on deductible options, vehicle fleet maintenance management, employee management, prevention measures, and more.